Bank of Texas

Bank of Texas: TX, AZ, AR, OK, NM, KS, MO, CO

DOCTOR PROGRAM FEATURES:

TERMS:

  • Primary residence only
  • Purchases or refinances (no cash out)
  • Discounted 0.125% interest rate option available for borrowers who have a qualifying Bank of Texas checking/savings account and agree to make a mortgage payment via ACH from that account

PROFESSIONS:

  • MD, DO, DDS, DMD, Resident, Fellows, CRNA, DNAP, DP

STRENGTHS:

  • 0% down payment up to $1.5 million
  • 5% down payment up to $1.75 million
  • 10% down payment up to $2 million
  • 15% down payment up to $2.25 million
  • No mortgage insurance required by borrower
  • Competitive fixed and variable rate options
  • No origination fee
  • Student loans deferred greater than 12 months from closing are not considered in debt-to-income ratio
  • Student loans placed on income-based repayment plans are allowed 700 FICO
  • Low reserve requirements

Gene Zink (NMLS# 162301)
972-897-4120
Gzink@bankoftexas.com

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    Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.