Citizens Bank:   CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV, GA, KS, LA, MS and MO

DOCTOR PROGRAM FEATURES:

•Up to 95% financing with no PMI for loan amounts up to $850,000

• Up to 89% financing with no PMI for loan amounts up to $1M

• $1.5M maximum loan amount (85% LTV)

• Student loan debt deferred for at least 12 Months excluded from debt-to-income ratio OR if on IBR – can use IBR pymt

• Construction-to-permanent financing eligibility – maximum 85% financing

• Primary residence only

• PUDs and Condos

700 Minimum Credit Score –Doctor Loan only

LTV < 90% maximum DTI is 43%

LTV >/= 90% maximum DTI is 40%

All of the loan officers listed  here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

Anne Swane (NMLS# 697239)
603-944-2119
Anne.Swane@citizensbank.com

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