FIFTH THIRD BANK: FL, GA, IN, KY, MI, NC, OH, SC,TN, WV, WI, PA, IL

They offer two different Doctor Loans: Your current employment status determines the program you would qualify for.

DOCTOR PROGRAM FEATURES:

•MD, DO, DPM or designations only
•Soft or declining markets do not require additional down payment
•No Private Mortgage Insurance required
•Non-Permanent Resident Alien with a H1 Work VISA are acceptable (must demonstrate continued employment)
•No additional money down on condominiums
•Purchase or refinance
•Can close up to 90 days before future employment begins

New Physician Loan Program- Intern/ Resident/ Fellow OR Practicing/ Attending Physician for less than 1 year

•680 minimum credit score required with 5% down
•700 credit score required for 0% down up to $500,000
•720 credit score required for 0% down up to $750,000
•5% down on loan amounts of $750,001 – $1,000,000

Established Physician Program- Attending/ Practicing Physicians greater that 1 year

•Dentist now available.
•Up to $750K with no down payment required
•10% down required if greater than $750K up to $1,000,000
•15% down required if greater than $1MM up to $1.5MM
•No limit of years after training
•Refinance Loans available
•720 Credit score required

All of the loan officers listed  here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

Please use the form below and we’ll let a Physician Loan Specialist from this bank know that you are looking for more information.