Fulton Mortgage Company a Division of Fultonbank, N.A.

Here are some of the highlights and parameters of our program. Keep in mind that if you do not fit these criteria perfectly, we do allow for exceptions on a case by case scenario. 

• 100% Financing up to $1.5M
• 95% Financing from $1,500,001 – $2M-95%
• 90% Financing from $2,000,001 – $3M
• Available to MD, DO, DDS, DMD, PHARMD, DPM and VETD
• Can close on purchase up to 90 days in advance of employment contract start date
• 620 minimum credit score on purchase (some restrictions may apply with credit score under 700
• 700 minimum credit score on limited cash-out refinance.
• No PMI (private mortgage insurance)
• Terms 15 & 30 year fixed, 3/6, 5/6, 7/6, 10/6 and 15/6 SOFR ARM
• Purchase and Limited Cash-Out Refinance
• Physician must not be out of training for more than 15 years

All of the loan officers listed here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

For more information from our National, Regional and Local Physician Lenders please fill out the form below. We will contact you shortly to go over the best doctor program in your State.