Regions Bank: AL, AR, FL, GA, IA, IL, IN, KY, LA, MS, MO, NC, OH, SC, TN, and TX

Disclaimer: Program features are subject to change. Please check with your loan specialist for the most up to date product information.

DOCTOR PROGRAM FEATURES:

• Offers mortgage loans to medical physicians, including Residents, Fellows, Doctor of Dental Medicine (DMD/DDS) or Doctor of Osteopathy (DO).
• Doctors who have been self-employed for a minimum of 2 years are eligible.
• 1099 income with contract is allowed – must have minimum monthly income guarantee.
• Mortgages are available for purchases and refinances.
• They offer fixed rate and ARMS.
• No private mortgage insurance (PMI).
• Up 100% financing is available.
• For loan amounts $750,000 or less, 100% financing is available.  For loan amounts up to $1,000,000, 95% financing is available.
• Student loans are not included in the debt to income ratio with sufficient documentation supporting that the student loans are currently in deferment/forbearance.
• This loan is for primary residences only, single-family residences, and townhomes.
• Minimum credit score is 720 for loan amounts above 484,350K
• Minimum credit score is 700 for loan amounts below 484,350K
• Residents entering the medical profession are required to have a copy of the executed written agreement as evidence of employment or future employment.
• Bi-Weekly options available

All of the loan officers listed  here specialize in working with doctors. They are battle tested, seasoned, and recommended by your peers.

Please use the form below and we’ll let a Physician Loan Specialist from this bank know that you are looking for more information.